2022 Universal Registration Document

The Universal Registration Document has been filed on March 16, 2023 with the French Financial Markets Authority(AMF), as competent authority under Regulation (EU) 2017/1129, without prior approval pursuant to article 9 of said regulation.

The Universal Registration Document may be used for the purposes of an offer to the public of securities or admission of securities to trading on a regulated market if completed by a securities note and, if applicable, a summary and any amendments to the Universal Registration Document. The whole is approved by the AMF in accordance with Regulation (EU) 2017/1129.

This Universal Registration Document, including the Annual Financial Report, is a reproduction of the official version which has been prepared in ESEF format and is available on the issuer's website www.loreal-finance.com .

This document, available on www.loreal-finance.com , is a free translation of the original 2022 Universal Registration Document issued in French Language and is provided solely for information purposes. In case of discrepancy between the French and English versions, the French language version of the Universal Registration Document shall prevail.